Lemonade dog insurance: plan details and estimated prices

Fast, app-based claims. Exam fees and wellness are add-ons.

Plan basics

Underwriter
Lemonade Insurance Company
Reimbursement
70% / 80% / 90%
Deductibles
$100 / $250 / $500 / $750
Annual limits
$5,000 to $100,000

Coverage details

Waiting periods
2 days for accidents, 14 days for illness
Hereditary and congenital
Covered
Exam fees
Add-on or excluded
Wellness add-on
Available

Plan facts checked Sep 2026 against each insurer's public information. Plans change; the insurer's policy documents always control.

Underwriter. The licensed insurance company that carries the risk and pays claims. It can differ from the brand you buy from. More in the glossaryReimbursement. The share of an eligible vet bill the insurer pays back after your deductible. At 80%, a $1,000 covered bill returns $800. More in the glossaryDeductible. What you pay yourself before the insurer starts paying. Most reset every policy year; some insurers charge it once per condition. More in the glossaryAnnual limit. The most the policy pays in one policy year. "Unlimited" means there is no yearly cap. More in the glossaryWaiting period. How long after the policy starts before accidents, and then illnesses, are covered. Anything that begins during the wait is excluded. More in the glossaryHereditary and congenital. Conditions a dog inherits or is born with, like hip dysplasia. Covered only if they were not diagnosed or showing signs before you enrolled. More in the glossaryExam fees. The vet's charge for the visit itself, usually $50 to $150, separate from tests and treatment. Some insurers include it; others sell it as an add-on. More in the glossaryWellness add-on. An optional extra that pays for routine care such as vaccines, check-ups and dental cleanings, which accident-and-illness plans do not cover. More in the glossary

Compare Lemonade with

Estimated Lemonade price by breed

BreedEstimated monthly
French Bulldog$63/mo est.
Labrador Retriever$48/mo est.
Golden Retriever$53/mo est.
German Shepherd$55/mo est.
Poodle$41/mo est.
Bulldog$69/mo est.
Rottweiler$59/mo est.
Beagle$39/mo est.
Dachshund$42/mo est.
German Shorthaired Pointer$44/mo est.
Pembroke Welsh Corgi$43/mo est.
Australian Shepherd$40/mo est.
Yorkshire Terrier$37/mo est.
Cavalier King Charles Spaniel$51/mo est.
Doberman Pinscher$57/mo est.
Boxer$58/mo est.
Miniature Schnauzer$40/mo est.
Cane Corso$61/mo est.
Great Dane$66/mo est.
Shih Tzu$40/mo est.
Pomeranian$36/mo est.
Boston Terrier$48/mo est.
Havanese$38/mo est.
Bernese Mountain Dog$72/mo est.
Shetland Sheepdog$39/mo est.
Brittany$40/mo est.
English Springer Spaniel$42/mo est.
Cocker Spaniel$46/mo est.
Border Collie$40/mo est.
Miniature American Shepherd$39/mo est.
Vizsla$42/mo est.
Pug$57/mo est.
Belgian Malinois$46/mo est.
Chihuahua$33/mo est.
Mastiff$75/mo est.
Maltese$37/mo est.
Basset Hound$44/mo est.
Collie$41/mo est.
Newfoundland$70/mo est.
Rhodesian Ridgeback$51/mo est.
West Highland White Terrier$40/mo est.
Bichon Frise$39/mo est.
Shiba Inu$40/mo est.
Akita$61/mo est.
Portuguese Water Dog$44/mo est.
Bloodhound$55/mo est.
Saint Bernard$74/mo est.
Papillon$33/mo est.
Weimaraner$46/mo est.
Whippet$38/mo est.
Mixed Breed / Mutt$39/mo est.
Pit Bull (American Pit Bull Terrier type)$48/mo est.
Goldendoodle$46/mo est.
Siberian Husky$43/mo est.
Labradoodle$44/mo est.
English Cocker Spaniel$45/mo est.
Cockapoo$40/mo est.
Australian Cattle Dog$40/mo est.
Dalmatian$48/mo est.
Puggle$44/mo est.
Italian Greyhound$39/mo est.
Cavapoo$44/mo est.
Samoyed$44/mo est.
Maltipoo$37/mo est.
Scottish Terrier$43/mo est.
Russell Terrier$37/mo est.
Bernedoodle$53/mo est.
Staffordshire Bull Terrier$42/mo est.
Cardigan Welsh Corgi$43/mo est.
Great Pyrenees$64/mo est.
Sheepadoodle$46/mo est.
Miniature Pinscher$36/mo est.
Chesapeake Bay Retriever$50/mo est.
Irish Setter$44/mo est.
Yorkiepoo$36/mo est.
Giant Schnauzer$53/mo est.
Irish Wolfhound$78/mo est.
Bullmastiff$68/mo est.
Schnoodle$40/mo est.
Cairn Terrier$37/mo est.
Chinese Shar-Pei$53/mo est.
Alaskan Malamute$51/mo est.
Airedale Terrier$45/mo est.
Bull Terrier$50/mo est.
English Setter$44/mo est.
Pekingese$48/mo est.
Chow Chow$53/mo est.
Old English Sheepdog$53/mo est.
Dogue de Bordeaux$77/mo est.
American Staffordshire Terrier$53/mo est.
Basenji$40/mo est.
Flat-Coated Retriever$59/mo est.
Bouvier des Flandres$57/mo est.
Anatolian Shepherd Dog$62/mo est.
Belgian Tervuren$47/mo est.
Boykin Spaniel$44/mo est.
Chinese Crested$37/mo est.
Leonberger$70/mo est.
Lagotto Romagnolo$40/mo est.
Norwegian Elkhound$46/mo est.
Tibetan Mastiff$62/mo est.
Xoloitzcuintli$42/mo est.
Keeshond$45/mo est.
Nova Scotia Duck Tolling Retriever$42/mo est.
Soft Coated Wheaten Terrier$43/mo est.
Standard Schnauzer$48/mo est.
Tibetan Terrier$41/mo est.
Toy Fox Terrier$32/mo est.
Greater Swiss Mountain Dog$68/mo est.
Lhasa Apso$40/mo est.
Bearded Collie$42/mo est.
Belgian Sheepdog$51/mo est.
American Eskimo Dog$41/mo est.
Japanese Chin$32/mo est.
Wirehaired Pointing Griffon$45/mo est.
Gordon Setter$51/mo est.
German Wirehaired Pointer$50/mo est.
Wire Fox Terrier$41/mo est.
Black and Tan Coonhound$47/mo est.
Bluetick Coonhound$48/mo est.
Treeing Walker Coonhound$44/mo est.
Greyhound$52/mo est.
Afghan Hound$47/mo est.
Borzoi$52/mo est.
Neapolitan Mastiff$64/mo est.
Boerboel$63/mo est.
Beauceron$48/mo est.
Kuvasz$63/mo est.
Spinone Italiano$47/mo est.
Welsh Springer Spaniel$46/mo est.
Clumber Spaniel$49/mo est.
Kerry Blue Terrier$43/mo est.
Norwich Terrier$43/mo est.
Silky Terrier$33/mo est.
Schipperke$39/mo est.
Coton de Tulear$33/mo est.
Entlebucher Mountain Dog$49/mo est.
Australian Terrier$42/mo est.
Bedlington Terrier$41/mo est.