Dog insurance, compared by breed
What will insuring your dog actually cost?
Breed, age and ZIP. Modeled estimates from 8 insurers, and which plans cover what your breed actually claims for.
Example: 2-year-old French Bulldog, national average, 80% / $250
Insurers for a French Bulldog
Paid links: we may be paid when you visit an insurer, get a quote or buy a policy through these links. It does not change the price you pay or the order, which is by estimated price, lowest first. How we make money
Odie
14-day illness wait · Limits $5,000 to $40,000 · Exam fees extra · Deductibles $50 to $1,000
Lemonade
14-day illness wait · Limits $5,000 to $100,000 · Exam fees included · Deductibles $100 / $250 / $500
$63/mo est.Get quotePets Best
14-day illness wait · Limits $5,000 to unlimited · Exam fees included · Deductibles $50 to $1,000
$65/mo est.Get quoteEmbrace
14-day illness wait · Limits $5,000 to unlimited · Exam fees included · Deductibles $100 to $1,000
$68/mo est.Get quoteSpot
14-day illness wait · Limits $2,500 to unlimited · Exam fees included · Deductibles $100 to $1,000
$69/mo est.Get quote
Show 3 more insurers
Fetch
15-day illness wait · Limits $5,000 to $15,000 · Exam fees included · Deductibles $300 / $500 / $700
$71/mo est.Get quoteHealthy Paws
15-day illness wait · Limits Unlimited · Exam fees extra · Deductibles $100 to $1,000
$75/mo est.Get quoteTrupanion
30-day illness wait · Limits Unlimited · Exam fees extra · Deductibles $0 to $1,000 per condition
$85/mo est.Get quote
What French Bulldogs claim for
- Brachycephalic airway syndromevery commonBreathing obstruction in flat-faced breeds; surgery to widen nostrils and shorten the soft palate.$1,500–$5,000
- Allergic skin diseasevery commonChronic itching and infections managed with medication, diet and periodic vet visits.$300–$1,500
- Intervertebral disc disease (IVDD)commonSpinal disc herniation, common in long-backed breeds; may require emergency neurosurgery.$3,000–$10,000
- Patellar luxationcommonDislocating kneecap, common in small breeds; surgical correction in moderate to severe cases.$1,500–$4,000
- Eye conditions (cataracts, PRA, cherry eye)commonHereditary eye problems; cataract surgery is the expensive end.$500–$4,000
What a French Bulldog costs to insure by age
Insured as a puppy, a French Bulldog costs about 44% less per month than one enrolled at 8 (modeled). Conditions diagnosed before enrollment are excluded as pre-existing.
Low, typical and high estimates by age
| Age | Low | Typical | High |
|---|---|---|---|
| Puppy (under 1) | $48/mo est. | $61/mo est. | $80/mo est. |
| 2 years | $53/mo est. | $68/mo est. | $88/mo est. |
| 5 years | $64/mo est. | $82/mo est. | $106/mo est. |
| 8 years | $85/mo est. | $109/mo est. | $141/mo est. |
| 11 years | $117/mo est. | $150/mo est. | $194/mo est. |
Most searched breeds
French Bulldog insurance by state
How this works
Pick your breed
Every breed has its own risk profile. A Dachshund and a Labrador do not pay the same, and they should not buy the same policy.
See the estimated cost
We publish modeled premium ranges by breed, age and state, plus the vet bills the breed is known for.
Compare insurers
Waiting periods, hereditary coverage, exam fees and limits. Then get a quote straight from the insurer.
Get an estimate alert for your breed
We update our estimates monthly. We will email you when the estimate for your dog changes, and nothing else.