Dog insurance cost by state
Where you live changes what you pay. Estimated monthly premium for the median breed in each of the 29 states we cover, at 2 years old, 80% reimbursement and a $250 deductible.
- $39/mo est.Lowest: Indiana
- $49/mo est.National average, median breed
- $68/mo est.Highest: Washington
- Alabama$39/mo est.20% below the national average
- Arizona$50/mo est.2% above the national average
- California$59/mo est.21% above the national average
- Colorado$62/mo est.26% above the national average
- Florida$50/mo est.2% above the national average
- Georgia$50/mo est.2% above the national average
- Illinois$55/mo est.13% above the national average
- Indiana$39/mo est.20% below the national average
- Kentucky$39/mo est.20% below the national average
- Louisiana$47/mo est.5% below the national average
- Maryland$50/mo est.2% above the national average
- Massachusetts$65/mo est.33% above the national average
- Michigan$48/mo est.3% below the national average
- Minnesota$46/mo est.7% below the national average
- Missouri$42/mo est.15% below the national average
- New Hampshire$54/mo est.11% above the national average
- New Jersey$50/mo est.3% above the national average
- New Mexico$44/mo est.11% below the national average
- New York$55/mo est.13% above the national average
- North Carolina$48/mo est.2% below the national average
- North Dakota$39/mo est.20% below the national average
- Ohio$50/mo est.2% above the national average
- Pennsylvania$54/mo est.11% above the national average
- South Carolina$48/mo est.2% below the national average
- Tennessee$42/mo est.15% below the national average
- Texas$47/mo est.4% below the national average
- Virginia$48/mo est.2% below the national average
- Washington$68/mo est.38% above the national average
- Wisconsin$54/mo est.11% above the national average
State estimates scale our national model by each state's published average dog insurance premium. How we estimate.