Pet insurance in New York
Estimated monthly premiums for 139 breeds in New York, for a 2-year-old dog at 80% reimbursement and a $250 deductible. Prices here run 13% above the national average.
- $40/mo est.Lowest breed estimate in New York
- $55/mo est.Median breed estimate
- $96/mo est.Highest breed estimate in New York
Pet insurance in New York
New York has no pet-insurance-specific law as of September 17, 2026. The most recent version of a bill mirroring the NAIC Model Act -- requiring uniform disclosures, a 30-day free-look period, and a ban on marketing wellness programs as insurance -- passed the New York Senate 62-0 in June 2025 and was vetoed by Governor Hochul on October 16, 2025, after an earlier version was also vetoed in November 2024.
Source: New York State Senate
New York State Department of Financial Services handles insurance complaints and consumer questions in New York, including about pet insurance.
The average routine vet visit for a dog in New York costs about $83.
Source: CareCredit
Cornell University College of Veterinary Medicine operates the Cornell University Hospital for Animals, which treats about 19,000 animals a year across 43 clinical specialties.
Every breed in New York
Pick a breed for its conditions, vet bills and insurers in New York.
French Bulldog$60–$100/mo est.
Labrador Retriever$46–$76/mo est.
Golden Retriever$51–$85/mo est.
German Shepherd$53–$88/mo est.
Poodle$40–$66/mo est.
Bulldog$66–$110/mo est.
Rottweiler$56–$94/mo est.
Beagle$37–$62/mo est.
Dachshund$41–$68/mo est.
German Shorthaired Pointer$42–$71/mo est.
Pembroke Welsh Corgi$41–$69/mo est.
Australian Shepherd$39–$65/mo est.
Yorkshire Terrier$35–$59/mo est.
Cavalier King Charles Spaniel$48–$81/mo est.
Doberman Pinscher$55–$91/mo est.
Boxer$56–$93/mo est.
Miniature Schnauzer$38–$63/mo est.
Cane Corso$58–$97/mo est.
Great Dane$63–$106/mo est.
Shih Tzu$39–$65/mo est.
Pomeranian$34–$57/mo est.
Boston Terrier$46–$76/mo est.
Havanese$36–$60/mo est.
Bernese Mountain Dog$69–$115/mo est.
Shetland Sheepdog$37–$62/mo est.
Brittany$38–$63/mo est.
English Springer Spaniel$41–$68/mo est.
Cocker Spaniel$44–$73/mo est.
Border Collie$39–$65/mo est.
Miniature American Shepherd$37–$62/mo est.
Vizsla$41–$68/mo est.
Pug$55–$91/mo est.
Belgian Malinois$44–$73/mo est.
Chihuahua$32–$53/mo est.
Mastiff$72–$120/mo est.
Maltese$35–$59/mo est.
Basset Hound$42–$71/mo est.
Collie$40–$66/mo est.
Newfoundland$67–$112/mo est.
Rhodesian Ridgeback$48–$81/mo est.
West Highland White Terrier$39–$65/mo est.
Bichon Frise$37–$62/mo est.
Shiba Inu$39–$65/mo est.
Akita$58–$97/mo est.
Portuguese Water Dog$42–$71/mo est.
Bloodhound$53–$88/mo est.
Saint Bernard$71–$118/mo est.
Papillon$32–$53/mo est.
Weimaraner$44–$73/mo est.
Whippet$36–$60/mo est.
Mixed Breed / Mutt$37–$62/mo est.
Pit Bull (American Pit Bull Terrier type)$46–$76/mo est.
Goldendoodle$44–$73/mo est.
Siberian Husky$41–$69/mo est.
Labradoodle$42–$71/mo est.
English Cocker Spaniel$43–$72/mo est.
Cockapoo$39–$65/mo est.
Australian Cattle Dog$38–$63/mo est.
Dalmatian$46–$76/mo est.
Puggle$42–$71/mo est.
Italian Greyhound$37–$62/mo est.
Cavapoo$42–$71/mo est.
Samoyed$42–$71/mo est.
Maltipoo$35–$59/mo est.
Scottish Terrier$41–$69/mo est.
Russell Terrier$35–$59/mo est.
Bernedoodle$51–$85/mo est.
Staffordshire Bull Terrier$41–$68/mo est.
Cardigan Welsh Corgi$41–$69/mo est.
Great Pyrenees$62–$103/mo est.
Sheepadoodle$44–$73/mo est.
Miniature Pinscher$34–$57/mo est.
Chesapeake Bay Retriever$48–$79/mo est.
Irish Setter$42–$71/mo est.
Yorkiepoo$34–$57/mo est.
Giant Schnauzer$51–$85/mo est.
Irish Wolfhound$75–$125/mo est.
Bullmastiff$65–$109/mo est.
Schnoodle$38–$63/mo est.
Cairn Terrier$35–$59/mo est.
Chinese Shar-Pei$51–$85/mo est.
Alaskan Malamute$48–$81/mo est.
Airedale Terrier$43–$72/mo est.
Bull Terrier$48–$79/mo est.
English Setter$42–$71/mo est.
Pekingese$46–$76/mo est.
Chow Chow$51–$85/mo est.
Old English Sheepdog$51–$85/mo est.
Dogue de Bordeaux$74–$123/mo est.
American Staffordshire Terrier$51–$85/mo est.
Basenji$39–$65/mo est.
Flat-Coated Retriever$56–$94/mo est.
Bouvier des Flandres$55–$91/mo est.
Anatolian Shepherd Dog$59–$98/mo est.
Belgian Tervuren$45–$75/mo est.
Boykin Spaniel$42–$71/mo est.
Chinese Crested$35–$59/mo est.
Leonberger$67–$112/mo est.
Lagotto Romagnolo$38–$63/mo est.
Norwegian Elkhound$44–$73/mo est.
Tibetan Mastiff$59–$98/mo est.
Xoloitzcuintli$41–$68/mo est.
Keeshond$43–$72/mo est.
Nova Scotia Duck Tolling Retriever$41–$68/mo est.
Soft Coated Wheaten Terrier$41–$69/mo est.
Standard Schnauzer$46–$76/mo est.
Tibetan Terrier$40–$66/mo est.
Toy Fox Terrier$31–$51/mo est.
Greater Swiss Mountain Dog$65–$109/mo est.
Lhasa Apso$39–$65/mo est.
Bearded Collie$41–$68/mo est.
Belgian Sheepdog$48–$81/mo est.
American Eskimo Dog$40–$66/mo est.
Japanese Chin$31–$51/mo est.
Wirehaired Pointing Griffon$43–$72/mo est.
Gordon Setter$48–$81/mo est.
German Wirehaired Pointer$48–$79/mo est.
Wire Fox Terrier$40–$66/mo est.
Black and Tan Coonhound$45–$75/mo est.
Bluetick Coonhound$46–$76/mo est.
Treeing Walker Coonhound$42–$71/mo est.
Greyhound$49–$82/mo est.
Afghan Hound$45–$75/mo est.
Borzoi$50–$84/mo est.
Neapolitan Mastiff$62–$103/mo est.
Boerboel$60–$100/mo est.
Beauceron$46–$76/mo est.
Kuvasz$61–$101/mo est.
Spinone Italiano$45–$75/mo est.
Welsh Springer Spaniel$44–$73/mo est.
Clumber Spaniel$47–$78/mo est.
Kerry Blue Terrier$41–$69/mo est.
Norwich Terrier$41–$69/mo est.
Silky Terrier$32–$53/mo est.
Schipperke$37–$62/mo est.
Coton de Tulear$32–$53/mo est.
Entlebucher Mountain Dog$47–$78/mo est.
Australian Terrier$41–$68/mo est.
Bedlington Terrier$40–$66/mo est.
Estimates updated Sep 2026 · How we estimate