Mastiff insurance in South Carolina: cost and what to look for
Giant breed with a short lifespan; joints, bloat and cancer drive very large bills.
- $63–$104/mo est.Typical monthly premium in South Carolina (2 yrs, 80%, $250 deductible)
- $960/yr est.Estimated yearly cost at the midpoint
- 5Breed-linked conditions to check coverage for
Which insurer fits a Mastiff? See our top picks by priority →
Insurers for a Mastiff in South Carolina
Estimated monthly price for a 2-year-old at 80% reimbursement and a $250 deductible. These are BreedSure estimates, not quotes from the insurers; each insurer sets its own price.
Odie
Lowest est.14-day illness wait Limits $10,000 or $40,000 Exam fees extra Deductibles $250 or $500
$70/mo est.Plan details for OdieLemonade
14-day illness wait Limits $5,000 to $100,000 Exam fees extra Deductibles $100 / $250 / $500 / $750
$74/mo est.Plan details for LemonadePets Best
14-day illness wait Limits $5,000 to unlimited Exam fees included Deductibles $100 to $1,000
$76/mo est.Plan details for Pets BestEmbrace
14-day illness wait Limits $2,000 to unlimited Exam fees extra Deductibles $200 to $1,000
$80/mo est.Plan details for EmbraceSpot
14-day illness wait Limits $2,500 to unlimited Exam fees included Deductibles $100 to $1,000
$82/mo est.Plan details for Spot
Show 3 more insurersShow fewer insurers
Fetch
15-day illness wait Limits $5,000 to $15,000 Exam fees included Deductibles $250 to $2,500
$84/mo est.Plan details for FetchHealthy Paws
15-day illness wait Limits $5,000, $7,000 or unlimited Exam fees extra Deductibles $100 to $1,000
$88/mo est.Plan details for Healthy PawsTrupanion
30-day illness wait Limits Unlimited Exam fees extra Deductibles $0 to $1,000 per condition
$100/mo est.Plan details for Trupanion
Estimates updated Sep 2026 · How we estimate
Waiting period. How long after the policy starts before accidents, and then illnesses, are covered. Anything that begins during the wait is excluded. More in the glossaryAnnual limit. The most the policy pays in one policy year. "Unlimited" means there is no yearly cap. More in the glossaryExam fees. The vet's charge for the visit itself, usually $50 to $150, separate from tests and treatment. Some insurers include it; others sell it as an add-on. More in the glossaryDeductible. What you pay yourself before the insurer starts paying. Most reset every policy year; some insurers charge it once per condition. More in the glossaryWhat Mastiff owners claim for
What a Mastiff costs to insure by age in South Carolina
Insured as a puppy, a Mastiff costs about 44% less per month than one enrolled at 8 (modeled). Conditions diagnosed before enrollment are excluded as pre-existing.
Low, typical and high estimates by age
| Age | Low | Typical | High |
|---|---|---|---|
| Puppy (under 1) | $56/mo est. | $72/mo est. | $94/mo est. |
| 2 years | $63/mo est. | $80/mo est. | $104/mo est. |
| 5 years | $75/mo est. | $96/mo est. | $125/mo est. |
| 8 years | $100/mo est. | $129/mo est. | $167/mo est. |
| 11 years | $138/mo est. | $177/mo est. | $230/mo est. |
Pet insurance in South Carolina
South Carolina Department of Insurance handles insurance complaints and consumer questions in South Carolina, including about pet insurance.
The average routine vet visit for a dog in South Carolina costs about $66.
Source: CareCredit
South Carolina regulation requires an in-person, face-to-face exam to establish a veterinarian-client-patient relationship (VCPR); a vet cannot create a new VCPR through telemedicine alone.
Source: South Carolina Board of Veterinary Medical Examiners
Mastiff insurance in other states
Questions people ask about insuring a Mastiff
How much does pet insurance cost for a Mastiff?
About $63 to $104 a month in South Carolina for a 2-year-old at 80% reimbursement and a $250 deductible, in our model. Older dogs, lower deductibles and higher reimbursement cost more; each insurer sets its own price. How we estimate.
Does pet insurance cover Mastiff health problems like bloat?
Yes, as long as they are not pre-existing. Accident-and-illness plans cover hereditary and congenital conditions, including the ones Mastiffs are known for: bloat, hip dysplasia and cancer. All 8 insurers we compare cover hereditary conditions.
At what age should I insure a Mastiff?
As young as you can. A puppy has no pre-existing conditions yet, and premiums rise with age: in our model about $80 a month at 2 years and $129 at 8. When to insure, by age.
Is pet insurance worth it for a Mastiff?
For breeds with known expensive conditions, it usually is if you enroll young and keep the policy. One cancer bill can run $3,000 to $10,000, several years of premiums. The full math.
Why is the estimate different in South Carolina?
Our model scales premiums by a state index built from each state's published average dog insurance premium. Insurers set their own prices, so this is an estimate, not a quote.
Questions owners of Mastiffs ask
Sources
- The Genetics of Gastric Dilatation and Volvulus (Bloat) in Dogs: What Do We Know and Where Are We Going?. Tufts Canine and Feline Breeding and Genetics Conference 2015 (Claire R. Sharp, DACVECC; via VIN), 2015.
- Bloat in Dogs: What Pet Parents Need to Know. MetLife Pet Insurance.
- Mastiff Club of America health statement (CHIC tests). Mastiff Club of America (via AKC), 2016.
- Hip Dysplasia in Dogs Costs. Pets Best.
- Dog breeds and body conformations with predisposition to osteosarcoma in the UK: a case-control study. Canine Medicine and Genetics, 2021.
- Dog Chemotherapy Cost: How Much Is Dog Cancer Treatment?. Embrace Pet Insurance, 2025.
- Cranial Cruciate Ligament Disease. American College of Veterinary Surgeons.
- TPLO Surgery for Dogs. MetLife Pet Insurance.
- Conformational eyelid disorders in dogs under primary veterinary care in the UK - Epidemiology and clinical management. PLOS One (VetCompass), 2025.
- Entropion. Embrace Pet Insurance, 2022.
How we choose and check sources: Sources we use.
Get an estimate alert for your breed
We update our estimates monthly. We will email you when the estimate for your dog changes, and nothing else.